10 Financial Risk jobs in the United States

Morgan Stanley Investment Management Non-Financial Risk (NFR) – Senior Associate

Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments, and individuals from more than 1,200 offices in 43 countries. As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence, and strong team ethic. Morgan Stanley can provide a superior foundation for building a professional career - a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture.

Morgan Stanley Investment Management (“MSIM”) is one of the largest global asset management organizations of any full-service securities firm, with more than 40 years of history, a presence in 23 countries, and a total of $1.4trillion in assets under management. MSIM strives to provide outstanding long-term investment performance, service and a comprehensive suite of investment management solutions to a diverse client base, which includes governments, institutions, corporations and individuals worldwide.

Investment Management’s Global Risk & Analysis department has an open position for an Associate orSenior Associate position based in Seattle. The position will report into an Officer of Global Risk & Analytics and will interface with business partners and stake holders across the organization. In addition to the responsibilities laid out below, the successful candidate will play a support role in delivering projects, ranging from short-term strategic assessments to large-scale change risk initiatives.

Responsibilities:

• Provide non-financial risk (NFR) coverage support across a wide spectrum of businesses and products in alignment with Morgan Stanley’s Non-Financial Risk Management program framework including incident management, system administration, vendor oversight, and information security.
• Collaborate with stakeholders in the design and implementation of tooling to support the NFR team and assist in the development of procedures and documentation.
• Distill complex information and concepts to create impactful presentations intended for risk committees, senior management, and regulators.
• Provide project management support/oversight as it relates to project direction, planning, schedule/deadlines, and documentation, to progress as well as effectively communicate status of multiple high priority NFR projects.
• Perform deep-dives, risk assessments and summarize observations and remediations in a clear and concise manner for senior management.
• Assist with enhancements and innovation efforts for both NFR reporting and priority management.
• Partner with our broader NFR team to align on stakeholder communication, resolve conflicts and manage risk, issue, and dependency escalations.
• Develop and distribute project(s) status, meeting notes/minutes, and necessary metrics to working groups and senior steering committees proficiently utilizing today’s collaboration/presentation tools (i.e., Teams, OneNote, PowerPoint, etc.,)
• Provide input into the updating of our business’s Risk & Controls Self-Assessments (RCSA) and documenting issues and action plans.
• Provide hands-on support associated with the execution of the System and Organization Controls (SOC 1) Program.
• Involvement in other projects and duties as assigned.

Qualifications

• 3-6 years of financial services experience preferable
• Undergraduate degree in business, finance, accounting or other disciplines demonstrating both quantitative and qualitative analytical skills.
• Excellent communication (written, verbal and presentation) and relationship-building skills.
• Must be proactive, self-motivated individual, with an excellent work ethic, strong-ability to multi-task within a fast-paced environment and calm under pressure.
• Technical skills including Excel, PowerPoint, and other end user computing tools.
• Effective project management skills.
• Proficiency with collaboration tools (e.g. Teams, OneNote) and flowchart / diagramming software (e.g. Visio) is a plus.

WHAT YOU CAN EXPECT FROM MORGAN STANLEY:

We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.

Expected base pay rates for the role will be between $15,000 and 135,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.

Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees.

It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law.

Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

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From the beginning, our goal was to establish an advisory firm that stands apart from the rest – one that is grounded in our Core Values and dedicated to creating a positive experience not just for our clients, but for our people too. We firmly believe in the strength of collaboration, enthusiasm, generosity, and perseverance as the driving forces behind our success. With advisory solutions spanning accounting and risk, technology-enabled transformation, and transactions, we partner with our clients to solve today’s challenges and deliver present and future value.

Our commitment to our people has earned us numerous awards including Inc5000's Fastest Growing Companies and Glassdoor's Best Places to Work. Explore what our employees have to say about our unique culture by clicking here .

CrossCountry Consulting is a trusted business advisory firm, specializing in Accounting Advisory, Business Transformation, Risk & Compliance, Cybersecurity, and Technology Solutions.

As a Director, you will serve as a member of our leadership team to create, develop, and build our presence in the Boston market. You will play a pivotal role in being responsible and guiding our clients to design and develop solutions related to the evolving regulatory compliance landscape within the Financial Services industry. The candidate must possess the experience and the ability to implement industry standards and best practices to assess, advise, design, and/or recommend complex, enterprise-wide, regulatory compliance, and/or risk management, policies and procedures, methodologies, toolkits, and templates.

Client Delivery (~45%)

• Work with Financial Services (FS) clients to understand their risk strategy, transformation opportunities and regulatory challenges
• Lead client engagements to develop, implement risk and compliance programs in line with FS regulatory guidance including designing and implementing frameworks, operating models, policies, processes, and procedures in compliance with regulatory requirements for clients across the 3 lines of defense
• Provide guidance, insights and strategic planning support to client business units on issues related to FS Risk Transformation, remediation and compliance with regulatory guidance across financial and non-financial risk areas
• Perform risk program gap analysis & maturity assessments including recommendation & prioritization reporting
• Collaborate with clients to drive the design/Rationalization & testing of business process controls and outputs for compliance with applicable laws and regulations
• Monitor applicable Financial Sector U.S. Federal and State regulations, stay up to date on industry trends and emerging risks
• Contribute to add-on/cross sell revenue generation with existing clients and develop business with new clients
• Remediation of regulatory findings/issues across non-financial and financial risk areas
• Provides thought leadership to executive audiences
• Deliver effective presentations & training across all levels of an organization as required

• Strong knowledge of the following regulatory reports and regulatory metrics:
• Deep expertise in Banking and Capital Markets
• Solid understanding of US and State Regulatory Agencies (e.g. OCC, FDIC, FRB, SEC, CFTC etc.)
• Advanced knowledge of multiple risk management disciplines, strategies, regulations, controls, procedures and processes Experience leading the design/execution of risk assessment frameworks and methodologies to identify, assess, measure, monitor and control non-financial and financial risks
• Experience monitoring regulatory trends
• Experience developing risk metrics and reporting and Issues Management

Practice Leadership (~10%)

• Account management: oversee client engagements, maintain strong relationships with senior client personnel, and have a solid understanding of clients’ business
• Coaching and Development: provide coaching and training opportunities for team members leveraging individual skills and the firm’s people first culture.
• Recruiting and Retention: take an active role in attracting, interviewing, hiring and retaining top talent
• Thought leadership: share expertise in technical domain(s) with team members and clients, including case studies, white papers, learning materials, and other resources
• Serve as a key leader in our Risk Advisory practice by guiding and directing strategic firm initiatives around ERM and Regulatory operations, process and technology capabilities

Business Development (~45%)

• Actively pursue business development opportunities and market a full range of risk and compliance services to prospective clients including using existing relationships to generate new opportunities
• Foster culture of growth and a business development mindset and act as a thought leader in the market
• Sales, Delivery, Solution Development and Practice Leadership across the following focus areas:
• Regulatory reporting transformation including Federal Reserve, FDIC and OCC
• Remediation of regulatory risk matters encompassing liquidity, interest rate, credit and operational risks
• Design and implementation of financial and operational risk platforms
• Capital markets and trading operations and reporting
• Operating model assessment and design and Risk Management Framework assessment and design

What You'll Bring:

• 15+ years of applicable consulting and delivery around Risk & Regulatory strategy and transformation projects, specifically as it relates to Risk Management program enhancement, regulatory remediation and Compliance
• Prior experience in professional services (public accounting or advisory firm), preferably at a large, global accounting firm or with a management consulting firm
• Experience in LFI, enhanced prudential standards, resolution/recovery planning and various Basel Accords
• Solid understanding of applicable regulations (e.g. SR 16-11, SR 11-7, FFIEC, DFAST/CCAR etc.)
• Experience in regulation impact analysis and the strategic implementation of new and evolving requirements
• Knowledge of technology and GRC data solutions to support
• Strong knowledge of commercial/retail banking and capital markets products (e.g., Commercial/Retail Loans, Interest Rate Derivatives, Fixed Income Securities, Repo, etc.)
• Excellent communication and presentation skills

Travel:

• Willingness to travel domestically up to 20%-30% (varies by client)
• Availability to work on client site or in office 3 days a week, with 2 days remote (hybrid environment)

Education:

• Bachelor’s degree (or higher) in Accounting, Business, Finance, Information Systems, or other technical disciplines

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For applicants located in Boston, CrossCountry Consulting is required to include an estimate of the compensation range for this role. The following range takes into account a wide range of factors including but not limited to, skills, experience, education, licenses, certifications, business needs, and internal equity. An estimate of the current range is $178,000 - $356,000 per year+ annual bonus + additional benefits.

Benefits Summary

The CrossCountry total rewards package includes comprehensive healthcare options, including medical, dental, and vision coverage; flexible spending accounts; and a 401(k) with company matching. Additionally, employees can take advantage of generous parental and maternity leave policies, technology stipends, and wellness reimbursement programs, all designed to support both professional growth and personal well-being. For detailed information about benefits at CrossCountry, please visit our dedicated benefits site: .

Equal Employment Opportunity (EEO)

CrossCountry provides equal employment opportunities (EEO) to all employeesand applicants for employment and believes that respect and fair treatment are critical to creating a productive and inclusive workplace.

As an equal opportunity employer, CrossCountry is fully committed to comply with all federal, state, and local laws and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability, pregnancy, genetics, sexual orientation, veteran status, gender identity or expression or any other protected characteristic. The company also complies with pay transparency and labor laws applicable to all terms and conditions of employment.

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FS R&R – Financial Risk Transformation, Director

3 days ago Be among the first 25 applicants

Specialty/Competency: Financial Risk
Industry/Sector: Banking and Capital Markets
Time Type: Full time
Travel Requirements: Up to 60%
At PwC, our people in risk and compliance focus on maintaining regulatory compliance and managing risks for clients, providing advice, and solutions. They help organisations navigate complex regulatory landscapes and enhance their internal controls to mitigate risks effectively. In regulatory risk compliance at PwC, you will focus on confirming adherence to regulatory requirements and mitigating risks for clients. You will provide guidance on compliance strategies and help clients navigate complex regulatory landscapes.
Translating the vision, you set the tone, and inspire others to follow. Your role is crucial in driving business growth, shaping the direction of client engagements, and mentoring the next generation of leaders. You are expected to be a guardian of PwC's reputation, understanding that quality, integrity, inclusion and a commercial mindset are all foundational to our success. You create a healthy working environment while maximising client satisfaction. You cultivate the potential in others and actively team across the PwC Network, understanding tradeoffs, and leveraging our collective strength.
Skills
Examples of the skills, knowledge, and experiences you need to lead and deliver value at this level include but are not limited to:

• Lead in line with our values and brand.
• Develop new ideas, solutions, and structures; drive thought leadership.
• Solve problems by exploring multiple angles and using creativity, encouraging others to do the same.
• Balance long-term, short-term, detail-oriented, and big picture thinking.
• Make strategic choices and drive change by addressing system-level enablers.
• Promote technological advances, creating an environment where people and technology thrive together.
• Identify gaps in the market and convert opportunities to success for the Firm.
• Adhere to and enforce professional and technical standards (e.g. refer to specific PwC tax and audit guidance) the Firm's code of conduct, and independence requirements.
  

As a Director of the Risk & Regulatory Advisory team, you will serve as a Subject Matter Expert and advise financial institutions on a broad range of credit risk management topics with a keen focus on wholesale loan transformation initiatives for First and Second Line of Defense, including the following: wholesale banking including lending and trading products and processes; governance policy, standards, and procedure assessment and development; Target Operating Model design, build and implementation; Risk data management, data governance; quality analysis and remediation. You will work on a team evaluating, designing, and implementing wholesale banking risk strategies to support our clients in effectively addressing key market challenges.
Basic Qualifications
Job Requirements and Preferences :
Minimum Degree Required
Bachelor Degree
Minimum Years Of Experience
10 year(s)
Preferred Qualifications
Degree Preferred :
Master Degree
Preferred Fields Of Study
Business Administration/Management, Information Systems Management, Information Technology, Computer Science, Financial Mathematics, Mathematics, Accounting & Finance, Finance, Financial Markets, Economics and Finance, Quantitative Finance, Banking and Finance, Economics, Business Analytics, Mathematical Statistics, Statistics, Applied Mathematics, Engineering
Preferred Knowledge/Skills
Demonstrates thought leader abilities and/or a proven record of success in how to lead or facilitate relevant project/program management or client consultations in the areas of credit-related activities and risk management, emphasizing a combination of the following areas:

• Leveraging know-how of commercial and retail lending (e.g. auto, credit card, mortgage, syndicated, committed and uncommitted bilateral, CRE, ABS), and the lending cycle or Counterparty credit and trading activities involving derivatives and securities financial transactions;
• Experience with risk reporting (e.g. Single Name Exposure, Enterprise Concentration Risk Management, State of Risk) and BCBS 239 principles;
• Design and deliver effective solutions to transform banks’ banking and trading book related risk reporting processes;
• Work with cross-functional teams to analyze, modify and build/assess process workflows & controls in the Risk Reporting to enable effective management and accuracy of Risk data from various Risk stripes;
• Conduct current state assessment, gap analysis and Target Operating Model design, build, and implementation pertaining to Risk reporting related processes;
• Ability to assess Risk management policies, procedures and standards and develop/update them as needed;
• Perform regulatory remediation work (e.g. MRA/MRIA remediation) and prepare documentation to evidence compliance with regulatory findings;
• Develop data requirements and associated metrics to resolve data quality issues;
• Identify data quality issues and performing root-cause analysis, remediation on the issues; and,
• General understanding of Internal Audit and Quality Assurance processes and expectations.
  

Demonstrate thought leader abilities and/or a proven record of success in each of the following areas:

• Designing and implementing process improvement solutions, leveraging PC applications including MS Office (Word, Excel, Access, PowerPoint);
• Identifying and addressing client needs. Prepare, coordinate, and deliver complex written and verbal materials to clients, senior management or (e.g., PPT presentations, summary reports/ memos, oral presentations);
• Supervising teams to create an atmosphere of trust, seeking diverse views to encourage improvement and innovation, and coaching staff, including providing timely meaningful written and verbal feedback;
• Identifying and addressing client needs by building and maintaining trust (e.g., client relationship management);
• Considering cross-cultural differences, seek diverse views to encourage improvement and innovation, and fostering a global mindset for the team. Experience in working with and managing on-shore and off-shore teams;
• Communicating project goals and objectives, project status and deliverables, build consensus and present standard industry practices/point of view effectively. Keep leadership informed of progress and issues; and,
• Detail-oriented, organized, and able to multitask to meet deadlines under pressure.
  

Learn more about how we work: does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: PwC is anequal opportunity employer, all qualified applicants will receive consideration for employment at PwC without regard to race; color; religion; national origin; sex (including pregnancy, sexual orientation, and gender identity); age; disability; genetic information (including family medical history); veteran, marital, or citizenship status; or, any other status protected by law.
For only those qualified applicants that are impacted by the Los Angeles County Fair Chance Ordinance for Employers, the Los Angeles' Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, San Diego County Fair Chance Ordinance, and the California Fair Chance Act, where applicable, arrest or conviction records will be considered for Employment in accordance with these laws. At PwC, we recognize that conviction records may have a direct, adverse, and negative relationship to responsibilities such as accessing sensitive company or customer information, handling proprietary assets, or collaborating closely with team members. We evaluate these factors thoughtfully to establish a secure and trusted workplace for all.
The salary range for this position is: $155,000 - $10,000, plus individuals may be eligible for an annual discretionary bonus. For roles that are based in Maryland, this is the listed salary range for this position. Actual compensation within the range will be dependent upon the individual's skills, experience, qualifications and location, and applicable employment laws. PwC offers a wide range of benefits, including medical, dental, vision, 401k, holiday pay, vacation, personal and family sick leave, and more. To view our benefits at a glance, please visit the following link:

Seniority level

• Seniority level Director

Employment type

• Employment type Full-time

Job function

• Job function Other
• Industries Accounting, Financial Services, and Business Consulting and Services

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WB | Non-Financial Risk | Director – Non-Financial Risk Management | US

About ING :

Ranked #8 on LinkedIn Top Companies in Financial Services

Crain’s 100 Best Places to Work

Ragan’s Top Places to Work in 2023

In Americas, ING’s Wholesale Banking division offers a broad range of innovative financial products and services to domestic and international corporate and institutional clients.

When you come to work at ING, you’re joining a team where individuality isn’t just accepted, it’s encouraged. We’ve built a culture that’s fun, friendly and supportive – it’s the kind of place where you can be yourself and make the most of whatever you have to offer.

We give people the freedom to take risks, think differently, take ownership of their work, and make great things happen. We’re here to help you get ahead. And with our global network, there’s plenty of scope to take your career in new directions, perhaps even ones you’ve never considered. ING Americas follows a hybrid work model, allowing for in-office / work from home flexibility. Hybrid work arrangements vary based on business area.

Sound like the kind of place you’d feel at home? We’d love to hear from you.

About the position:

We are seeking a Director – Non-Financial Risk Management to lead ING’s efforts in identifying, assessing, and mitigating non-financial risks, ensuring compliance with Federal Reserve (Fed) and New York Department of Financial Services (NYDFS) regulations. This role requires a strategic, detail-oriented leader who can work independently while fostering strong teamwork and collaboration across departments.

The ideal candidate will be responsible for enhancing ING’s non-financial risk management ensuring alignment with regulatory requirements and industry best practices. Experience working in FBO (Foreign Bank Office) is key.

If you are a visionary risk professional with a track record of leading high-impact teams and influencing enterprise-wide risk strategies, we invite you to shape the future of risk resilience with us.

About the department:

In today’s fast-paced and ever evolving world, risk extends beyond financial factors. Our Non-Financial Risk department plays a critical role in supporting the 1st LoD in assessing, managing, and mitigating risks by our 2nd LoD role in advising, monitoring and challenging.

As part of our team, you’ll collaborate with cross-functional experts and develop forward thinking risk strategies that drive our business forward while upholding the highest ethical and regulatory standards. Our mission is to ensure that our business remains secure, compliant, and prepared for the unexpected.

Join us to be part of a forward-looking environment where your contributions can make an impact!

Responsibilities :

• Support 1st LoD to Identify, assess, and mitigate risks related to people, processes and systems.
• Support the development and implementation of a comprehensive non-financial risk management framework in compliance with Fed and NYDFS regulations.
• Ensure ING meets all non-financial risk regulatory requirements from the Fed, NYDFS, and other relevant authorities.
• Oversee the development of risk policies, procedures, and internal controls to align with regulatory expectations.
• Monitor emerging risks and regulatory developments, ensuring proactive risk mitigation strategies.
• Lead risk assessments and scenario analysis to evaluate potential exposures.
• Work cross-functionally with business units, compliance, and internal audit teams to drive risk management initiatives.
• Provide risk advisory support to senior leadership, ensuring informed decision-making.
• Develop and deliver training programs to enhance risk awareness across the organization.
• Foster a collaborative, risk-aware culture, balancing risk mitigation with business objectives.

Qualifications and Competencies

• Bachelor’s degree in Risk Management, Finance, Business Administration, or a related field (Master’s preferred).
• 10+ years of experience in non-financial risk management within banking (FBO) or financial institution.
• In-depth knowledge of Fed and NYDFS regulations related to operational and enterprise risk.
• Proven ability to work independently, prioritize tasks, and drive risk initiatives.
• Strong teamwork and collaboration skills with experience working cross-functionally.
• Excellent problem-solving, analytical, and leadership abilities.

Base Salary Range - $215K - $275K

In addition to comprehensive health benefits, a generous 401k savings plan, and competitive PTO, ING provides a broad array of benefits including adoption, surrogacy, and fertility services; student debt assistance; and subsidies for expenses associated with commuting, and fitness.

ING is a committed equal opportunity employer. We welcome applicants of diverse backgrounds and hire without regard to race, gender, religion, national origin, citizenship, disability, age, sexual orientation, or any other characteristic protected by law. We celebrate these differences and rely upon your unique perspective to innovate and seize new opportunities. Come as you are.

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From the beginning, our goal was to establish an advisory firm that stands apart from the rest – one that is grounded in our Core Values and dedicated to creating a positive experience not just for our clients, but for our people too. We firmly believe in the strength of collaboration, enthusiasm, generosity, and perseverance as the driving forces behind our success. With advisory solutions spanning accounting and risk, technology-enabled transformation, and transactions, we partner with our clients to solve today’s challenges and deliver present and future value.

Our commitment to our people has earned us numerous awards including Inc5000's Fastest Growing Companies and Glassdoor's Best Places to Work. Explore what our employees have to say about our unique culture by clicking here .

CrossCountry Consulting is a trusted business advisory firm, specializing in Accounting Advisory, Business Transformation, Risk & Compliance, Cybersecurity, and Technology Solutions.

As a Director, you will serve as a member of our leadership team to create, develop, and build our presence in the Boston market. You will play a pivotal role in being responsible and guiding our clients to design and develop solutions related to the evolving regulatory compliance landscape within the Financial Services industry. The candidate must possess the experience and the ability to implement industry standards and best practices to assess, advise, design, and/or recommend complex, enterprise-wide, regulatory compliance, and/or risk management, policies and procedures, methodologies, toolkits, and templates.

Client Delivery (~45%)

• Work with Financial Services (FS) clients to understand their risk strategy, transformation opportunities and regulatory challenges
• Lead client engagements to develop, implement risk and compliance programs in line with FS regulatory guidance including designing and implementing frameworks, operating models, policies, processes, and procedures in compliance with regulatory requirements for clients across the 3 lines of defense
• Provide guidance, insights and strategic planning support to client business units on issues related to FS Risk Transformation, remediation and compliance with regulatory guidance across financial and non-financial risk areas
• Perform risk program gap analysis & maturity assessments including recommendation & prioritization reporting
• Collaborate with clients to drive the design/Rationalization & testing of business process controls and outputs for compliance with applicable laws and regulations
• Monitor applicable Financial Sector U.S. Federal and State regulations, stay up to date on industry trends and emerging risks
• Contribute to add-on/cross sell revenue generation with existing clients and develop business with new clients
• Remediation of regulatory findings/issues across non-financial and financial risk areas
• Provides thought leadership to executive audiences
• Deliver effective presentations & training across all levels of an organization as required

• Strong knowledge of the following regulatory reports and regulatory metrics:
• Deep expertise in Banking and Capital Markets
• Solid understanding of US and State Regulatory Agencies (e.g. OCC, FDIC, FRB, SEC, CFTC etc.)
• Advanced knowledge of multiple risk management disciplines, strategies, regulations, controls, procedures and processes Experience leading the design/execution of risk assessment frameworks and methodologies to identify, assess, measure, monitor and control non-financial and financial risks
• Experience monitoring regulatory trends
• Experience developing risk metrics and reporting and Issues Management

Practice Leadership (~10%)

• Account management: oversee client engagements, maintain strong relationships with senior client personnel, and have a solid understanding of clients’ business
• Coaching and Development: provide coaching and training opportunities for team members leveraging individual skills and the firm’s people first culture.
• Recruiting and Retention: take an active role in attracting, interviewing, hiring and retaining top talent
• Thought leadership: share expertise in technical domain(s) with team members and clients, including case studies, white papers, learning materials, and other resources
• Serve as a key leader in our Risk Advisory practice by guiding and directing strategic firm initiatives around ERM and Regulatory operations, process and technology capabilities

Business Development (~45%)

• Actively pursue business development opportunities and market a full range of risk and compliance services to prospective clients including using existing relationships to generate new opportunities
• Foster culture of growth and a business development mindset and act as a thought leader in the market
• Sales, Delivery, Solution Development and Practice Leadership across the following focus areas:
• Regulatory reporting transformation including Federal Reserve, FDIC and OCC
• Remediation of regulatory risk matters encompassing liquidity, interest rate, credit and operational risks
• Design and implementation of financial and operational risk platforms
• Capital markets and trading operations and reporting
• Operating model assessment and design and Risk Management Framework assessment and design

What You'll Bring:

• 15+ years of applicable consulting and delivery around Risk & Regulatory strategy and transformation projects, specifically as it relates to Risk Management program enhancement, regulatory remediation and Compliance
• Prior experience in professional services (public accounting or advisory firm), preferably at a large, global accounting firm or with a management consulting firm
• Experience in LFI, enhanced prudential standards, resolution/recovery planning and various Basel Accords
• Solid understanding of applicable regulations (e.g. SR 16-11, SR 11-7, FFIEC, DFAST/CCAR etc.)
• Experience in regulation impact analysis and the strategic implementation of new and evolving requirements
• Knowledge of technology and GRC data solutions to support
• Strong knowledge of commercial/retail banking and capital markets products (e.g., Commercial/Retail Loans, Interest Rate Derivatives, Fixed Income Securities, Repo, etc.)
• Excellent communication and presentation skills

Travel:

• Willingness to travel domestically up to 20%-30% (varies by client)
• Availability to work on client site or in office 3 days a week, with 2 days remote (hybrid environment)

Education:

• Bachelor’s degree (or higher) in Accounting, Business, Finance, Information Systems, or other technical disciplines

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#LI-Hybrid

For applicants located in Boston, CrossCountry Consulting is required to include an estimate of the compensation range for this role. The following range takes into account a wide range of factors including but not limited to, skills, experience, education, licenses, certifications, business needs, and internal equity. An estimate of the current range is $178,000 - $356,000 per year+ annual bonus + additional benefits.

Benefits Summary

The CrossCountry total rewards package includes comprehensive healthcare options, including medical, dental, and vision coverage; flexible spending accounts; and a 401(k) with company matching. Additionally, employees can take advantage of generous parental and maternity leave policies, technology stipends, and wellness reimbursement programs, all designed to support both professional growth and personal well-being. For detailed information about benefits at CrossCountry, please visit our dedicated benefits site: .

Equal Employment Opportunity (EEO)

CrossCountry provides equal employment opportunities (EEO) to all employeesand applicants for employment and believes that respect and fair treatment are critical to creating a productive and inclusive workplace.

As an equal opportunity employer, CrossCountry is fully committed to comply with all federal, state, and local laws and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability, pregnancy, genetics, sexual orientation, veteran status, gender identity or expression or any other protected characteristic. The company also complies with pay transparency and labor laws applicable to all terms and conditions of employment.

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Lico Resources, a specialist in Cybersecurity & Tech GRC recruitment, is partnering with a prominent financial services group recognized for its commitment to market integrity and technological innovation. The organisation is dedicated to robust risk management frameworks that protect its systems and services in an evolving threat landscape.

They are now seeking an experienced Senior Technology & Cyber Risk specialist to join their team in Singapore. This role offers a unique opportunity to shape and strengthen the technology risk management landscape across a complex and dynamic environment. If you are passionate about building trust, influencing senior stakeholders, and driving strategic cyber resilience, this role will provide a rewarding platform for growth and impact.

Key Responsibilities:

• Design and lead the enterprise-wide technology and cyber risk management framework, ensuring comprehensive identification, assessment, and mitigation of emerging threats
• Oversee governance and assurance processes related to technology risk, including change management, new technology deployments, and major transformation projects
• Collaborate closely with first-line technology teams to challenge and support risk assessments, maintaining robust controls and driving continuous improvement
• Maintain awareness of technological advancements and evolving risks, advising the organisation on appropriate responses and safeguards
• Establish effective subsidiary technology risk oversight as part of an integrated group-wide framework
• Develop and maintain technology and cyber risk appetite statements, key risk indicators, and thresholds to support proactive risk monitoring
• Ensure compliance with relevant regulatory requirements and industry best practices across jurisdictions, including technology and cyber risk frameworks
• Partner with technology control functions to design, enforce, and update guidelines, policies, and standard operating procedures
• Provide timely and transparent reporting to executive management, risk committees, auditors, and regulators on key risk themes, incidents, and remediation progress
• Drive continuous improvement through stress-testing scenarios, alert monitoring, and incident follow-ups to ensure timely resolution of issues
• Lead, mentor, and develop a high-performing technology and cyber risk team, embedding a strong risk culture across the organization

Qualifications:

• Bachelor's or Master's degree in Information Technology, Computer Science, Risk Management, or a related discipline
• Proven track record in technology risk management, cybersecurity, IT audit, or related fields within financial services
• In-depth understanding of IT infrastructure, cybersecurity frameworks, technology operations, and related regulatory requirements
• Familiarity with guidelines such as the Technology Risk Management Guidelines, CCoP2, Business Continuity Management, and Outsourcing frameworks
• Experience with risk management frameworks and standards including NIST, ISO 27001, COBIT, and ITIL
• Strong relationship management, stakeholder engagement, and advisory skills to influence a diverse range of stakeholders, including senior executives and board members
• Excellent analytical, problem-solving, and reporting skills with the ability to translate complex technical concepts for non-technical audiences
• Demonstrated leadership capabilities in building and managing high-performing teams
• Resilience and composure in high-pressure, fast-paced environments, with the ability to manage competing priorities effectively

If you are passionate about enhancing technology risk management in a collaborative environment, we invite you to apply. Please send your updated resume to , quoting reference number A18445. Note that only shortlisted candidates will be notified.

“Data provided is for recruitment purposes only.”

Job Reference No: A18445

EA Licence No.: 13C6733

EA Registration No.: R1333454

#J-18808-Ljbffr

Fund Finance / Markets / Financial Sponsors Credit Risk 2nd Line of Defense - Corporate & Investment BankingCountry: United States of America
Your Journey Starts Here:
Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.
An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!
Job Function Description:

* Ensures adherence to the policies and procedures for Fund Finance credit risk.
* Represents 2LOD in all new CIB Fund Finance deal screenings, perform credit analysis to determine deal viability, and compliance with Fund Finance credit underwriting standards.
* Review and challenge on all new Fund Finance underwritings.
* Review all Fund Finance annual reviews.
* Manages and ensures compliance with all Fund Finance policy, standard definitions and monitoring of policy, standard implementation, ensuring harmonization and consistency of risk policies.
* Provides independent oversight of all aspects of credit quality of assigned portfolios, including the daily approval process of individual credits and the formal review process of the portfolio.
* Identifies, manages, and reports on the company's risk areas.
* Maintains up to date on all market developments, best practices, and trends within the broader Fund Finance, NAV Lending, and Hedging.
* Leads special risk projects and/or programs, business continuity and other incident response and security related activities supporting Fund Finance industry best practices.

Essential Functions / Responsibility Statements:

* Oversees and ensures consistent quality control, accuracy, and compliance with internal policies and regulatory requirements for reporting processes.
* Ensures and executes ongoing maintenance of controls, mitigation plans, testing, and/o credit risk assessments.
* Partners with the accountable business owner for effective 1st and 2nd line of defense Risk Management and Controls
* Provides oversights on risk-management content/processes.
* Provides oversights on risk-management content/processes followed by the 2nd line of defense.
* Evaluates the adequacy and effectiveness of data, document retention, and monitors systems.
* Acts as a subject matter expert (SME) while providing leadership, guidance, and mentorship.

Qualifications:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Work Experience:
5-7 years; Risk Management, Credit Risk, Fund Finance and NAV Underwriting, or Internal Audit experience.
Skills and Abilities:

* Strong MS Excel and PowerPoint skills required.
* Bachelor's degree in accounting, business, statistics, finance, economics, or equivalent field
* Ability to analyze risk and design efficient control practices to effectively manage risk.
* Ability to multi-task, prioritize activities, manage conflicts of interest, delegate, and meet deadlines.
* Advanced knowledge of the operational, accounting, credit, regulatory, market and technological risks within the various sectors of Fund Finance, and Financial Industry
* Demonstrated credit analysis and underwriting skills for understanding / tracking underlying counter party performance.
* Ability to evaluate counter party risk exposures.
* Demonstrated knowledge of credit policies and procedures, regulations, and applicable law(s)
* Demonstrated track record interacting with the regulators, external and internal audit.
* Excellent written and verbal communication.
* Strong presentation skills. Superior project management skills.
* Ability to interact with all levels of management, work independently and in a team environment

EEO Statements: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply.

Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions: Frequent Minimal physical effort such as sitting, standing and walking. Occasional moving and lifting equipment and furniture is required to support onsite and offsite meeting setup and teardown. Physically capable of lifting up to fifty pounds, able to bend, kneel, climb ladders.

Employer Rights: Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.
What Else You Need To Know :
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range

Minimum: $101,250.00 USD
Maximum: $185,000.00 USD
Link to Santander Benefits:
Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)
Risk Culture:
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
EEO Statement:
At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions :
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required .

Employer Rights:
This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
What To Do Next :
If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at to discuss your needs.

Primary Location: New York, NY, Madison Ave Corp

Other Locations: New York-New York

Organization: Banco Santander S.A.

Job Description

Job Description

Summary:

The Hospital Risk Pool Financial Analyst leads the preparation and delivery of financial, clinical and business analysis. This includes the accurate quantification and measurement of clinical outcomes. In addition, other key responsibilities include the oversight and development of operating plans and financial solutions that promote an environment of effective decision-making, revenue enhancement, cost efficiency, and sound business practices. Candidate will work closely with other hospital teams to develop and package financial products and other reports catered to meet the specific needs of MPM customers. Candidate will ensure the effective and timely delivery of quality financial/information products and reports to MPM clients. The risk pool analyst is a key liaison and "front-line" financial resource between Hospital Operations and Finance leadership and serves to create a forward-focused guiding vision and environment of "no surprises"

Duties and Responsibilities:

· Obtain and review Hospital Capitation detail and summary reports monthly

· Run paid claims reports monthly and/or quarterly to calculate claims cost

· Run lag report for claims paid and received

· Calculate/update IBNR model using Lag reports and/or other appropriate methodologies

· Prepare Risk Pool summaries by health plan, line of business and aid category.

· Prepare Risk Pool summary with combined health plans

· Prepare Capitation summary by health plan, line of business and by aid category

· Prepare Report of claims by month and type of service

· Disperse reports to hospital client and MSO Financial Analyst

· Prepare and maintain daily cash flow and monthly bank reconciliation

· Prepare and submit any additional requested reports to hospital clients

· Prepare EOM financial and board packages

· Prepare ad-hoc financial analysis as requested by the Controller, CFO and/or the client

· Prepare other financial packages and ad-hoc reports as need for Operations Meeting

· Build automation of data mining needed for Risk Pool financial reporting

· Develops and validates queries through SQL for the successful extraction of appropriate data.

· Create ad hoc reporting and queries as needed to respond to management inquiries.

· Examine, assess, and document business operations and procedures to ensure data integrity and process optimization.

· Create, review and analyze hospital financial risk pools to ensure a complete understanding of the performance of each hospital risk pool and all factors that influence its performance.

· Identify issues that require additional investigation and evaluation, as well as, validate discrepancies and coordinate with internal and external departments to ensure accuracy.

· Prepare reports on a regular basis; ad hoc, monthly and quarterly for internal use and for clients, as well as, prescheduled joint operations meetings (JOMs).

· Respond to inquiries from hospital clients and other departments related to hospital client needs.

· Optimize efficiency with document generation and reporting.

Minimum Job Requirements:

Education: Bachelor’s degree (Accounting/Finance) or an equivalent combination of education, training and experience is required.

Experience: 3+ years of Physician Organization or Health Plan, Hospital Finance and/or Health Plan experience

Definitive understanding of provider and health plan contracting, delineation of risk, medical terminology and standard industry reimbursement methodologies required.

License/Certification/Special Training: SQL, Microsoft Suite with focus on Access and Excel, PowerBi

Knowledge, Skills and Abilities Required:

· Demonstrates advanced knowledge with Excel, Power Point and other Microsoft Office Systems required.

· Must be highly analytical and possess a strong grasp of finance concepts such as capital budgeting, discounted cash flow, financial statement analysis and forecasting.

· Ability to communicate clearly and effectively, work accurately, meet deadlines and provide effective reporting is required.

· Excellent interpersonal skills required to develop and maintain effective working relationships across all levels within the organization.

· Ability to work both independently and as part of a team.

· Meets tight deadlines and provides accurate information.

· Demonstrate ability to plan, organize and manage modest projects successfully.

· Detail -oriented, excellent proof reading and editing skills.

· Must be able to learn unfamiliar concepts quickly

· Requisite poise, judgment, and trustworthiness to represent MSO to internal and external groups

· Must work effectively in a team environment and able a supportive contributor or leader in team matters. Must conduct him or herself professionally and be capable of developing and maintaining positive, service oriented relationships with all levels of healthcare professionals, both internal and external to MPM, as well as Board members, administration and others.

· Must be able to plan, coordinate and prioritize resources.

· Maintains information in a confidential manner and complies with HIPAA laws according to policy.

· Advanced knowledge of Microsoft Office Suite, including but not limited to Word, Excel, and PowerBi.

· Ability to prioritize time

· Ability to adapt and change gears, take on special projects and work on tasks outside of current scope.

· Strong Microsoft SQL Server – strong SQL (‘select from where’), query tuning, Views, functions, job schedule

· Excel - integrating with SQL Server; pivots; lookups

· Create PowerBI Reports from a myriad of data sources

· Reprocess Excel data using Power query (ETL)

Working Conditions and Physical Effort:

· Regular and reliable attendance is an essential function of the position.

· Work is normally performed in a typical interior/office work environment.

· No or very limited physical effort required. No or very limited exposure to physical risk.

Job Description

Job Description

Company Description

Sia is a next-generation, global management consulting group. Founded in 1999, we were born digital. Today our strategy and management capabilities are augmented by data science, enhanced by creativity and driven by responsibility. We’re optimists for change and we help clients initiate, navigate and benefit from transformation. We believe optimism is a force multiplier, helping clients to mitigate downside and maximize opportunity. With expertise across a broad range of sectors and services, our 3,000 consultants serve clients worldwide from 48 locations in 19 countries. Our expertise delivers results. Our optimism transforms outcomes. 

Strategy & Management Consulting 

Sia’s Strategy & Management Consulting global footprint and expertise in more than 40 sectors and services allow us to enhance our clients' businesses worldwide. We guide their projects and initiatives in strategy, business transformation, IT & digital strategy.   

Financial Institutions have drastically changed over the last decade, driven by increased regulatory constraints, diverse competition inside and beyond traditional banking organizations, and emerging technologies reshaping long-standing ecosystems.  Sia’s Financial Services Business Unit provides a comprehensive suite of core capabilities designed to address the diverse and evolving needs of our clients, enabling them to navigate complex challenges, seize new opportunities, and achieve their strategic objectives in an increasingly competitive and dynamic business environment. 

Why Join The Sia Village?

Excellence | Entrepreneurship | Innovation | Teamwork | Care & Support | Employee Wellbeing

These are the six core values that guide all our actions.  

Your experience at Sia will be enriched by a(n):   

• Entrepreneurial journey 
• Support with achieving professional development goals through guidance and real-time feedback 
• Continuous learning & development opportunities 

Job Description

Our US Risk, Compliance and Ethics team is an integral part of our Financial Services practice, providing support to our clients in Operational Risk Management preparing for:    

• Regulatory compliance 
• Risk and control assessments 
• Governance & reporting 
• Measurement & reporting 
• Data modeling 
• Training 
• Risk appetite 

Responsibilities :

• Apply strategic and critical thinking to develop recommendations and risk management strategies that address client challenges in Operational Risk Management including governance, roles and responsibilities, risk and control self-assessments (RCSAs), risk mitigation efforts, risk appetite and tolerance, key risk indicators, reporting 
• Help the client introduce automation and innovative methodologies to enhance the efficiency of their operational risk assessment framework 
• Stay current on the regulatory requirements of various operational risks standards and reporting frameworks and communicate that information both internally and externally; help the client in managing compliance programs and regulatory risks 
• Collaborate with cross-functional key client stakeholders across the enterprise to help establish operational risks alignment and drive decisions needed to meet risk management strategies 
• Support on a range of client delivery, as part of an on-site or remote project team, including assessments 
• Demonstrate team building and project management skills 
• Contribute to proposal development and marketing, and contribute to developing business opportunities 

Qualifications

• 4+ years of relevant experience in Non-Financial Risk, Operational Risk Management (ORM), or Third-Party Risk Management (TPRM) in Financial Services 
• Experience with common GRC tools/systems preferred 
• Bachelor's degree or equivalent experience in Risk Management, Finance or business 
• Experience in critically and objectively analyzing problems and facilitate solutions 
• Experience in risk and control assessment in either the first, second or third line of defense 
• Experience in enhancing and/or conducting assessments of risk frameworks, policies and procedures, processes, and providing recommendations to enhance the current state of ORM 
• Experience in managing reporting with KPIs and KRIs and drafting remediation plans; experience with data analytics & visualization preferred 
• Understanding of responsibilities of 1st, 2nd, and 3rd lines of defense in managing risks 
• Ability to manage large complex stakeholder groups and proven track record in project management 
• Experience working hands-on with cross-functional teams, including Compliance, Legal, Procurement, Information Security, Business Continuity, Privacy in assessing risks and controls 
• Experience communicating with cross functional groups such as internal clients, vendors as well as senior management 
• Proficiency in Microsoft Office applications/Google Suite products  
• Based in New York 

Additional Information

Compensation & Benefits

• Annual Salary + Annual Discretionary Bonus
• Healthcare coverage that includes 3 medical plan options: Anthem – EPO HSA, EPO HSA MERP, and PPO; dental and vision through MetLife; and life insurance policies through Mutual of Omaha  
• Flexible Spending Account (FSA)  
• Paid Time Off   
• Parental leave paid at 100% of base pay for all new parents    
• 9 Company Holidays + 1 Floating Holiday   
• 401(k) Plan - 4% matching and vested on day 1   
• College save-up plan & college loan repayment plan  
• Monthly cell phone stipend   
• Pre-tax account for Parking and Mass Transit   
• Sia provides several wellness and incentive programs free of charge through the firm medical plan – Anthem - such as:   
  • Gym Reimbursement  
  • LiveHealth Online  
  • Well-being Coach  
  • Building Healthy Families Program   
  • And much more  

US Compensation Information  

Compensation for this role is between $122,000 and $127,000. Actual compensation within that range will be dependent upon the individual’s skills experience, qualifications, and market location. 

Diversity, Equity, Inclusion, and Belonging 

At Sia, we believe in fostering a diverse, equitable and inclusive culture where our employees and partners are valued and thrive in a sense of belonging. We are committed to recruiting and developing a diverse network of employees and investing in their growth by providing unique opportunities for professional and cultural immersion. Our commitment toward inclusion motivates dynamic collaboration with our clients, building trust by creating an inclusive environment of curiosity and learning which affects lasting impact. Please visit our website for more information.  

Sia is an equal opportunity employer. All aspects of employment, including hiring, promotion, remuneration, or discipline, are based solely on performance, competence, conduct, or business needs. 

Work Authorization & Sponsorship  

At this time, Sia does not intend to pursue employment with applicants who will require now or in the future visa by our company for work authorization in the United States (i.e., H1-B visa, F-1 visa (OPT), TN visa, or any other non-immigrant status).  

Workplace Guidelines

Sia is committed to providing a flexible workplace environment that supports client, business, and market needs. Consultants located in our primary market office locations—New York City, Charlotte, Seattle, and San Francisco—are expected to live within a reasonable commuting distance and attend the office at least three days per week. For Consultants outside of our primary markets, we can offer more flexible in-person requirements in accordance with your location. 

To learn more about our mission, values, and business sectors, please visit our website.

Sia is an equal opportunity employer. All aspects of employment, including hiring, promotion, remuneration, or discipline, are based solely on performance, competence, conduct, or business needs.